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Happy New Year 2021

Woman speaking to a small assemblage from a podium. Father and small son standing in shallow river, catching and examining small fish in a net. Man with one artificial leg on a training run at a track.

Young woman rolling on floor happily with her golden retriever. Joyful older couple enjoying an afternoon jog. Older woman wearing a mask and enjoying a peaceful view looks out ahead. This year, anything is possible.

Couple embracing on a sunny morning. Young woman embracing a young man; in her hand are what appear to be a new set of keys. Elderly grandfather lifting young boy on a piggy-back ride.

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Certified Financial Services

Office: 917.623.4321

Office: 201.843.7700

52 Forest Avenue

Paramus, NJ 07652

Series 7, 66

lmoskowitz@cfsllc.com

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2020-98762 Exp. 4/22